Flexible Calculation Tool

Lumora’s flexible calculations tool integrates across the entire system, accommodating complex benefit designs without requiring programming knowledge. Users complete a series of intuitive ‘Rules’ screens to establish calculations that can include custom or standard tables with interpolation.

System-Wide Availability

Once created, calculation items are instantly accessible throughout the system—whether in other calculations, letters, reports, screens, or web pages. The drag-and-drop feature streamlines copying and editing, while the built-in testing tool ensures accuracy using sample member data.

Key Application Areas

Calculation outputs seamlessly integrate with member exit screens via ‘Plotting Screens’, the report writer for batch processing, import functions for derived values, website pages linked directly to the database, and MS-Office tools through export features.

Document Generation

Letters, statements and forms can be generated through the exit screens, the report writer or the dashboards. The system produces data files to merge with Word templates

Benefit Calculations and Projections

Letters, Statements and Forms

Reporting

Lumora offers comprehensive reporting capabilities with both standard reports and a user-friendly report generator.

Standard Reports

The Lumora Report Writer allows users to easily create and run reports for selected or ‘Tagged’ members with customisable filtering and sorting options.

Customisable Report Generator

Build detailed reports with member data and any system calculation items. Perfect for producing annual benefit statements, pension increases, fund valuations, and bulk data amendment files.

Flexible Output Options

Send reports to printers, export to files for other systems, merge with documents, or email to recipients, or display in browsers. Once created, reports remain available to other system users.

Online Forms

Customisable Forms

Lumora offers a comprehensive suite of online form templates that can be tailored to your specific needs - from new member enrollment to beneficiary designation and more.

Streamlined Workflows

Our system allows for unlimited additional forms with built-in validations, interactive elements, and automated routing to eliminate manual data entry and reduce errors.

Integration

Forms can be completed online and directly integrated into Lumora and through Protea, other databases, enhancing efficiency and maintaining data integrity across your organisation.

AI Driven Dashboards

Lumora’s distinctive dashboard system (Protea®) provides administrators, HR professionals and plan members with intuitive interfaces that streamline pension management.

ADMINISTRATOR & HR STAFF DASHBOARDS

Command Center

Highly customisable interfaces that streamline-workflow and enhance productivity through intuitive access to essential tools, including intelligent and fully automated, on-line forms.

Document Management

Secure file repositories for payroll data and member documentation with comprehensive plan reporting.

Performance Tracking

Dynamic investment performance tracking for unitised DC plans with real-time data visualization, allowing members to make informed decisions about their pension assets.

MEMBER DASHBOARDS

Personalized Portal

Secure dashboards providing instant access to personal information, plan documentation, and self-service tools.

Management Report

Interactive tools allowing administrators to view dashboard performance statistics by type and for a selected period. Ideal for Trustee reports.

Self-Service Tools

Upload verification documents, request quotations, and access annual statements—all within a single, secure environment.

We offer flexible layout options to align with client branding and preferences.

Automated Processes

Our end-to-end automation ensures efficiency, data integrity and consistent high quality output.

Authorisation Workflows

Complete automation with customisable authorisation workflows before updates reach the back-office administration system.

Automated Documentation

Once authorised, Lumora generates confirmation documents that are automatically emailed to members with optional electronic signature integration.

Seamless Archiving

All documents are seamlessly archived in the member’s personal document library for future reference and access.

Notification Control

Administrators maintain full control over notification recipients at each step in the workflow, ensuring proper oversight throughout the process.

Plan websites

Many plans still do not have a website that allows employees to see details about their scheme, or provide access to plan documents. Our solutions make this process simple and efficient.

WordPress® Template

Our pre-built WordPress® template can be easily copied, edited, and published for your pension scheme(s).

Quick Implementation

Build your Plan website(s) in minutes by copying text and images from existing Plan documents.

Document Access

Provide employees with easy access to plan documents, newsletters and scheme details in one central location.

Developer Integration

For plans with their own web developers, we provide access to the WordPress site.